When traveling abroad, don't fall victim to thief's or pickpockets: arm yourself with a fake wallet placed in a deliberately more accessible location than your real wallet. Keep the real wallet tucked deep inside a coat or in your front pockets. The fake wallet can be crammed with coupons or paper to have an authentic shape and bulge. If the worst does happen, at least you'll have the last laugh knowing the thief will open a wallet full of Big Mac coupons.

Buy gas early in the morning or late in the evening on weekdays. Gas stations tend to change their prices between 10 a.m. and noon, so buy gas early morning if gas prices are on the rise. Go later in the day if prices are falling. Try not to buy gas on weekends because gas prices are often slightly higher, as stations try to profit from leisure travelers.

I have many friends who when dating struggle to determine if their potential interest is a "good match". Prior to meeting my wife, I was advised by a mentor to create a "mate must" list. The list essentially creates a series of items you desire in a potential mate. Some of the items may be frivolous such as "hair color or weight" - while others may be non-negotiable such as "must love kids" if you have a child. The list will help you tangibly evaluate a date by issues that matter to you.

I believe a healthy relationship is when you can look at the relationship and honestly say you are happy at least 80% of the time. If you you aren’t then maybe it is time to move on.

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If you don't have the debit card that rounds up your purchases to the next dollar and saves your extra pennies for you, do it yourself. Set up an Excel program on your computer to keep track of your checking account and round up your dollars. Create a separate column for the extra money and watch it grow.

Flip a muffin tin upside down to hold your tacos. The mini or regular size both work great and will each hold 3 tacos.

Have children write down, or dictate if they're too young, questions for their grandparents. What was life like when you were a child? Who were your friends when you were little? What did you think when you first saw me? Then mail them off to the grandparents and let them fill in the answers, and return. Then, make copies and have the books bound. Great gift for anyone in the family.